How To Apply For KiaKia Loan Collateral Free Loan Quickly Up To N100,000 - Naija Stick

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How To Apply For KiaKia Loan Collateral Free Loan Quickly Up To N100,000

Mar 3, 2023

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The mobile loan application known as KiaKia makes both personal and business loans available for shorter terms.

You can submit an application for a low-requirement loan online, and you won’t need to put up any collateral. The results of your application are provided to you in a matter of moments, and 95 percent of borrowers report receiving their money within five minutes of the loan being approved.

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KiaKia Loan Requirements

You need to provide the following documents and meet the requirements to qualify for a KiaKia loan:

  • Applicants must be resident in Nigeria.

The age of the applicant should be over 21 years old.

  • Applicants must have a Bank Verification Number (BVN) and be an account holder in any of the major commercial banks in Nigeria.

  • Applicants should have proof of source of income. (Working in public/private sectors or run your own business)

  • Applicants must provide a valid identification method (job ID for job applicants and government issued ID for self-employed).

  • Applicants should provide proof of income (SMS or email screenshot of monthly income notification or electronic bank statement (in PDF format)) for the last 6 months.

  • Alternatively, applicants may authorize Kiakia to view their bank transactions by linking their bank account to the Mr. Kay software for the sole purpose of obtaining bank transaction details

How To Apply For KiaKia Loan

Follow the steps below to apply for KiaKia loan:

   • Visit the website and create an account with your accurate details

   • Start an application chat on the site

   • Upload a valid means of identification

   • Enter your desired loan amount

   • Choose the loan duration

   • Upload a screenshot of your last 3 salary or business income alerts

   • Accept the loan terms and conditions if your application is approved

   • Authenticate your bank account   

   • Lastly, get credited

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How much can I get a KiaKia loan?

   • KiaKia loans start from N10,000 up to N200,000.

   • Borrowing limit increases with timely payments.

   • Maximum amount is based on your creditworthiness.

   • Repayment period ranges from 7 to 30 days.

   • Interest rates vary based on the amount and duration of loan.

Download the KiaKia App Loan

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