How to Apply for Easy Loan - Instant Loan App, Lowest Interest & Flexible EMIs - Naija Stick

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How to Apply for Easy Loan - Instant Loan App, Lowest Interest & Flexible EMIs

Apr 29, 2023

How to Apply for Easy Loan - Instant Loan App, Lowest Interest & Flexible EMIs:Easy Loan is a loan product under NBFC-M/s EquiFirst Finance Limited. M/s EquiFirst Finance Limited is an NBFC officially registered with the Reserve Bank of India, which can provide online personal loans that meet RBI standards.


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    -> Loan amount: From ₹1,000 to ₹500,000

    -> Interest rates: From 0% to 29.00% per annum

    -> Tenure: 90 days to 12 months

Easy Loan is an instant cash loan application & credit platform for across India, where one can apply for cash loan online & avail up to ₹5,00,000 lakh as direct cash transfer to Bank Account.

Easy Loan - Instant Cash Loan is a platform facilitating the loan transactions between the borrowers and the NBFCs/Banks. All loan applications are approved and sanctioned by NBFCs/Banks registered with RBI and communicated upfront during Loan application.

Loan Types :

Online loan, a good choice to help you, you can get a loan through direct bank transfer. All you need is your PAN Card & Address Proof to avail ₹1,000 to ₹5,00,000 for a tenure ranging from 90 days to 6 months.

What is Easy Loan?

Easy Loan Money is a fast, secure, reliable, and free Android mobile banking app. We make getting a personal cash loan easy and fast: download the app, answer a few questions and get instant cash loans approved in under 5 minutes.


+ Source of a monthly income.

+ 20-60 years old.

Loan Amount: Rs 5,000 to Rs 1,00,000

   • Minimum Annual Percentage Rate (APR): 24%, Maximum Annual Percentage Rate: 36% (reducing balance)

   • Minimum repayment period: 91 days, Maximum repayment period: 24 months

   • Processing Fees: Max (₹350 + GST, Up to 2%-7% of the loan amount plus GST)

   • Prepayment Fees: 2.50% prepayment amount

  • Your bank may also levy charges in case of a bounce.

Online loan for Salaried example:

    • Loan amount: Rs. 50,000

    • Tenure: 12 months

    • Interest Rate: 20% per annum

    • Processing Fee: Rs. 1,250 (2.5%)

    • New customer onboarding Fee: Rs. 200

    • GST on Processing and Onboarding Fees: Rs. 261

   • Total Interest: Rs. 5,581

   • EMI: Rs. 4,632

   • APR: 23.2%

   • Loan amount is Rs. 50,000. Disbursed amount is Rs. 48,289. Total loan repayment amount is Rs. 55,581

Easy-to-Apply Process

   • Download the Easy Loan App

   • Provide basic details & check your eligibility in 2 mins!

   • Choose your loan amount & repayment tenure

   • Complete your KYC and verify your income

   • Get the money transferred directly to your Bank A/c in a few hours!

Easy Loan - Instant Cash Loan Features :

  1. 100% Online process/B

  2. Fund safety, protected by advanced server

  3. Loan transfer via bank

Our Instant Loans are safe:

Your data is transferred over a secure HTTPS connection, and we do not share it with anyone without your consent. All the transactions are secured via 256-bit SSL encryption.

Data Security and Privacy

Our app is 100% safe and secure following all the latest encryption standards. We do not share any data with anybody without your permission.

Contact us

You can contact us by email: 


WhatsApp Customer Service from Monday to Sunday from 9:00 am to 19:30 pm!

Address: 180 Sant Tukaram Roadchatrabhuj Khetshi Bldg 1st Floor Mumbai Maharashtra India 400009

Download App Now For Loan Process


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