10+ Quick Loan Apps in Nigeria to borrow up to 200k without BVN in January 2024 - Naija Stick

Mobile Menu

Powered by Blogger.

Top Ads

More News

logoblog

10+ Quick Loan Apps in Nigeria to borrow up to 200k without BVN in January 2024

Feb 26, 2024


10+ Quick Loan Apps in Nigeria to borrow up to 200k without BVN in January 2024


Each of these loan apps provides a convenient way for individuals in Nigeria to access loans quickly without the need for a BVN, catering to a range of financial needs with various terms and interest rates. Always remember to read the terms and conditions carefully before applying for any loan.


1. FairMoney


App Name: Fairmoney Loan App

Loan Amount: Up to ₦300,000

BVN Needed?: No

Time to Get Loan: 5 minutes

Interest for ₦10,000 for 2 months: 2%

How to Apply: Download app, fill form, get loan

Ease of Use: Very easy


2. OKash


App Name: Okash Loan App

Loan Amount: Up to ₦50,000

BVN Needed?: No

Interest Rate: 10% to 24% per month

Loan Duration: Up to 60 days

Application Process: Fast and easy

Owned By: Opay Digital Services Limited


3. Carbon


App Name: Carbon Loan App

Loan Range: ₦1,500 to ₦1,000,000

BVN Needed?: No

Interest Rate: 1.75% to 30%

Repayment Duration: Up to 64 weeks

Example: ₦50,000 loan for 3 months at 2% interest per month

Approval Time: Quick


4. Jumia Pay


App Name: JumiaPay Loan App

Part of: Jumia e-commerce platform

BVN Needed?: No

Interest Rate: Starting from 3.5% per month

Repayment Terms: 15 to 60 days

Loan Disbursement: Instant

Privacy and Security: High priority


5. GoCash


App Name: GoCash Loan App

Loan Period: 61 to 180 days

BVN Needed?: No

Service Fee: 0%

Interest Rate: 33%

Example: ₦20,000 loan for 120 days, pay ₦5,000+ monthly as interest

Loan Characteristics: Long-term, high-interest


6. Aella Credit


App Name: Aella Credit Loan App

Loan Amount: Up to ₦1,000,000

BVN Needed?: No

Time to Get Loan: 5 minutes

Interest Rate: Around 22%

Loan Type: Online, no collateral


7. Quickteller


App Name: Quickteller Loan App

Offers: Collateral-free loans

BVN Needed?: No

Interest Rate: Varies

Application Process: Easy, direct fund transfer

Loan Types: Short-term and mid-term


8. Eyowo Loan App


App Name: Eyowo Loan App

Loan Amount: Up to ₦50,000

BVN Needed?: No

Interest Rate: 5% to 15%

Loan Tenure: 30 to 90 days

Special Feature: Use without a bank account


9. ALAT By Wema


App Name: ALAT by Wema Loan App

Loan Amount: Up to ₦2,000,000

BVN Needed?: No

No Need For: Collateral, paperwork

Process: Fast, direct to account

Type of Bank: Digital


10. PalmCredit


App Name: PalmCredit Loan App

Loan Range: ₦2,000 to ₦100,000

BVN Needed?: No

Interest Rate: 4% to 24%

Loan Duration: Up to 6 months

Application: User-friendly


11. GTBank App


App Name: GTBank App

Features: Account management, loans, funds transfer, bill payments

BVN Needed for Loans?: Not specified

User Interface: Easy to use

Specialty: Comprehensive banking services

Loan Application: Included in app

Bank Type: Well-known bank in Nigeria.