FG GEEP Loan Programme (up to ₦300,000) - NAIJA STICK

FG GEEP Loan Programme (up to ₦300,000)

The Federal Government has opened applications for the Government Enterprise and Empowerment Programme (GEEP) loan, a national scheme designed to support small businesses and farmers across Nigeria.

The programme is implemented under the National Social Investment Programme Agency (NSIPA) and provides zero-interest, collateral-free loans to vulnerable Nigerians operating at the grassroots level.

• The programme aims to reduce poverty, improve livelihoods, and strengthen local enterprises that contribute to national economic growth.
• The loan scheme operates through three main windows, namely TraderMoni, MarketMoni, and FarmerMoni. 
• TraderMoni supports petty traders and artisans with small starter loans, while MarketMoni focuses on market women and small-scale business owners. 

FarmerMoni is structured to assist smallholder farmers with funding for agricultural inputs such as seeds, fertilizers, and equipment. 

• Each programme is tailored to the needs of its beneficiaries and follows flexible repayment terms.
• Under FG GEEP, FarmerMoni provides interest-free loans of up to ₦300,000 to eligible smallholder farmers. 
• Beneficiaries enjoy a three-month moratorium before repayment begins, giving them time to invest the funds into productive activities. 
• All GEEP loans attract zero interest and require no collateral.

The programme has nationwide coverage across the six geopolitical zones and has so far empowered over 2.5 million Nigerians through more than three million processed transactions.

Eligibility Requirements

Applicants must be Nigerian citizens.

• GEEP targets smallholder farmers, petty traders, artisans, and market women.
• Basic requirements include valid identification such as BVN and NIN, an active mobile phone number, and evidence of an existing business or farm.
• Priority consideration is given to women, youth, and vulnerable individuals.

How to Apply for GEEP Loan

Applications are submitted online through the official portal. 

• Interested applicants are required to register on the platform, select the appropriate GEEP programme, and complete the application form with accurate personal and business details. 
• The application process is free.

How to Apply 

To apply, interested applicants should visit: 

geep.nsipa.gov.ng.