Commercial Banking Officer at Polaris Bank Limited
Polaris Bank Limited is a Tier II Nigerian bank that was established by the Central Bank of Nigeria (CBN) on September 21, 2018 to offer commercial banking services, the bank commenced services on the same day, having purchased the assets, and assumed certain of the liabilities, of the defunct Skye Bank.
We cater to both individuals and corporate entities through carefully designed Retail, SME, Commercial, Corporate banking as well as products for Government MDAs.
- We also offer self-service/digital channels offerings leveraging technology to bring banking closer to the customer.
- The Bank is a market leader in Revenue Collection, both in the public and private sectors, with collection mandates in about 30 of 36 states in Nigeria including Lagos State.
We are a key player in financial inclusion and are poised to take banking to the doorsteps of our customers; taking care of the banking needs of different categories of persons and businesses.
- Polaris Bank enjoys significant brand loyalty from its diverse customer base across demographics, industries and sectors.
Job Description
We're searching for a Commercial Relationship Strategist who can seamlessly blend financial acumen with exceptional client relationship management to ignite business growth.
- If you're a professional who excels at leveraging commercial insights and risk intelligence, you'll thrive in developing bespoke financial solutions, all while upholding portfolio integrity and regulatory standards.
Key Responsibilities
Cultivate and manage strategic partnerships with commercial clients, showcasing your ability to grasp complex business needs and deliver highly customized banking solutions.
- Transform transactional interactions into trusted advisory relationships, setting yourself apart by consistently generating long-term value for our clients.
- Perform in-depth financial analysis and viability assessments, demonstrating your precision in interpreting financial statements and cash flow projections.
- Craft distinctive credit proposals that expertly balance client requirements with institutional risk parameters, reflecting your sound judgment in structuring facilities.
- Proactively identify and convert new business opportunities, leveraging your robust network and market awareness to significantly expand the bank's commercial footprint.
- Anticipate client needs and recommend innovative financial products that directly support their expansion and operational efficiency, truly excelling in your advisory role.
- Monitor portfolio performance with a vigilant eye for early risk indicators, distinguishing yourself through proactive and effective mitigation strategies.
- Maintain unwavering adherence to banking regulations, demonstrating your current knowledge of compliance requirements and industry best practices.
Collaborate seamlessly with internal teams to deliver an unparalleled client experience, setting yourself apart through your skill in coordinating complex financial solutions.
Requirements
Bachelor's degree in Finance, Accounting, Economics, or a related field (an advanced degree or professional certification is a plus).
Minimum of 7 years of progressive experience in commercial banking or corporate lending.
- A proven track record in credit analysis, portfolio management, and successful business development
- Strong command of commercial banking products and the regulatory landscape.
- Exceptional communication, negotiation, and presentation skills.
Benefits
An exciting opportunity to work with a diverse portfolio of businesses and make a tangible impact.
- A competitive compensation package with performance incentives.
- Significant professional growth opportunities within a dynamic banking environment.
- A supportive culture that champions innovation and strategic thinking.
Location: Lagos, Zaria, Yola, Imo, Abia, Osun, Ondo, Oyo, Bauchi
Deadline: Not Specified
How to Apply
Interested applicant can apply via this link
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