Federal Government Agricultural Credit Guarantee Scheme (ACGSF) – 2026 - NAIJA STICK

Federal Government Agricultural Credit Guarantee Scheme (ACGSF) – 2026

The Federal Government of Nigeria, through the Central Bank of Nigeria, is inviting applications for the Agricultural Credit Guarantee Scheme Fund (ACGSF). 

• The scheme is designed to improve credit flow to Nigeria’s agricultural sector, enabling farmers and agribusiness owners to expand production and grow their operations.

About the Program 

The ACGSF provides guarantees on agricultural loans issued by licensed banks and microfinance institutions. 

• By reducing the lending risk for financial institutions, the programme encourages banks to extend credit to agricultural entrepreneurs. 
• Farmers can use these loans to invest in equipment, increase production, expand farmland, or scale other aspects of their agribusinesses.

Benefits

• Access to funding through recognised financial institutions rather than informal channels
• Encouragement of financial institutions to support agricultural growth and food security
• Partial loan guarantees that make it easier for farmers to secure financing

Key Information

Administrator: Central Bank of Nigeria

Sponsor: Federal Government of Nigeria

Sector: Agriculture & Agribusiness Financing

Eligible Country: Nigeria

How to Apply 

Application Process

• Interested applicants should visit a participating commercial bank or microfinance bank to request an agricultural loan under the ACGSF. 
• They must complete the prescribed application forms through the bank. 
• Farmers are advised to transact only with licensed institutions and avoid unofficial platforms requesting personal information or additional fees outside approved channels.

Further details on eligibility requirements and application guidelines are available on the official website of the Central Bank of Nigeria.