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FirstCredit is a product designed to provide you with a quick and simple loan to fund your transactions. Loans can be accessed from anywhere without visiting the Bank.
No documentation or collateral is required all the customer need is a mobile phone or tablet.
Benefits
• Easy and convenient access to loans to meet needs.
• Quick loan request and disbursal
• No physical documentation required.
• No collateral required
• No hidden fees
Features
• Customer’s account must have been operational in FirstBank for at least 6 months.
• Customer must be linked to a valid BVN.
• Customers must have correctly updated phone numbers
• Customer must have positive credit record with Credit Bureaus.
• Minimum Loan Amount: N1,000 (One Thousand Naira)
• Maximum Loan Amount: N300,000 (Three Hundred Thousand Naira)
Loan Tenor:
• Maximum of 30 days
Interest Rate: 10% flat
Insurance:
• 1% per transaction
A penal charge of 1% monthly and daily interest of 0.3% applies upon default
Interest on disbursed amount will be taken upfront on loan disbursal
Insurance fee is also taken upfront on loan disbursal
What makes me qualify for this loan product?
You must have been in a relationship with the Bank for at least 6 months. And must also:
• Have a valid BVN
• Not have a bad loan
• Transact often on your account
Can I apply for the loan from any location?
Yes, you can access the loan from anywhere and at anytime using your mobile device
How To Apply
Interested Applicants may wish to apply via this link below:
FirstCreditloan