GTCO Squad Hackathon Program 2026 for Nigerians (Up to ₦10 Million in Prizes)
GTCO Squad Hackathon Program 2026, a leading innovation competition for Nigerian tech talents, offering participants the chance to build cutting-edge solutions and compete for up to ₦10 million in prizes.
- Organized by Guaranty Trust Holding Company (GTCO) in collaboration with its fintech arm, HabariPay, the hackathon is designed to empower developers, designers, and entrepreneurs to create impactful digital solutions.
About the Program
The GTCO Squad Hackathon (also known as “Take on Squad Hackathon”) is a national innovation challenge that brings together talented individuals across Nigeria to solve real-world problems using technology.
- Now in its third edition, the 2026 hackathon is themed “Smart Systems: The Intelligent Economy,” focusing on building intelligent, data-driven solutions that improve how people and businesses interact with financial systems and digital platforms.
Participants will work in teams to develop scalable solutions across sectors such as fintech, healthcare, commerce, and digital inclusion.
Prizes and Benefits
Participants will compete for a total prize pool of ₦10 million, distributed as follows:
- ₦5,000,000 for 1st place
- ₦3,000,000 for 2nd place
- ₦2,000,000 for 3rd place
Additional benefits include:
- National exposure and recognition
- Opportunity to showcase solutions to industry leaders
- Hands-on experience using Squad APIs
- Potential career and collaboration opportunities
Eligibility Criteria
To participate in the GTCO Squad Hackathon, applicants must:
- Be university students in Nigeria
- Form teams of 2 to 4 members
- Have at least one technical member (e.g., developer, engineer, data scientist)
- Possess a valid student ID
- Be part of only one team
- Cross-disciplinary teams are strongly encouraged.
What You Will Build
Participants are expected to develop innovative, AI-driven and fintech-focused solutions, including:
- AI-powered financial automation tools
- Predictive systems for transaction security
- Scalable applications using Squad APIs
- Digital solutions that improve financial access and inclusion
Application Deadline
- While the exact deadline may not be publicly specified, applications are currently open and early registration is strongly recommended due to the competitive nature of the program.
How to Apply
Interested applicant can apply via this link


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